Choose how you want to take the Life & Health course
In Person
Houston · Greenspoint
Two days in the classroom with an instructor. Small classes, questions answered on the spot.
$329.00
Enroll →Live on Zoom
From anywhere in Texas
The same class, taught by an instructor over Zoom. Join from home and ask questions as you go.
$249.00
Enroll →Self-Paced/On-Demand
Start today
Recorded lessons you work through on your own schedule. Begin the moment you enroll.
$199.00
Enroll →Just need materials? Study tools & flashcardsPractice exam
Starting a career in insurance begins with one step: passing the state exam. Insurance School of Texas walks you through exactly what the state requires and gets you ready to pass on your first attempt.
For more than 15 years, ISoT has helped Texans earn their Life and Health license with a curriculum built specifically around the Texas state exam. Our students pass at a 90% rate, and the world’s leading insurers send their agents to us for training. This page explains what getting a Life and Health license in Texas involves and points you to the course format that best fits how you learn.
What a Life and Health License Lets You Do
A Life and Health insurance license authorizes you to sell the coverage families and employers depend on most: life insurance, annuities, health plans, dental and vision, disability income, long-term care, and Medicare-related products. It is the most widely held insurance license in Texas, and for good reason — the demand for licensed agents in these lines is steady year in and year out.
In Texas, the Life and Health license is issued by the Texas Department of Insurance (TDI). Once you hold it, you can write business anywhere in the state, work with agencies and carriers, or build your own book of clients.
How to Get Your Life and Health License in Texas
The licensing process has a few clear steps, and knowing them upfront removes most of the stress:
- Prepare for the Exam: Texas does not require a set number of classroom hours for the standard exam route, but the test is demanding, and very few people pass without focused preparation. A quality Life and Health course teaches the material the state actually tests and shows you how the questions are framed.
- Pass the State Exam: The Texas Life, Accident and Health exam is administered by Pearson Professional Assessments (formerly Pearson VUE) and contains 145 multiple-choice questions. You have two hours and 30 minutes to finish, and you need a score of 70% or higher to pass.
- Complete Fingerprinting: Most applicants submit a fingerprint-based background check through IdentoGO before licensure.
- Apply With TDI: Submit your application and the $50 state fee through Sircon or NIPR. Once approved, your license is issued, and you are ready to work.
If you want to start selling before you pass, Texas also offers a 180-day temporary license for candidates sponsored by an agency, which requires its own 40-hour education. Our team can help you figure out which route makes sense for your situation.
Why Students Choose Insurance School of Texas
Plenty of providers sell a generic Life and Health course. What sets ISoT apart is a Texas-specific curriculum, instructors with over 100 years of combined industry experience, and a track record that speaks for itself.
Our students learn the concepts that the exam rewards, which is why so many pass on the first try.
We also keep the process simple. You pick your format, enroll, and start preparing. That means no confusion about what to study, and no wondering whether the material matches the current Texas exam.
Choose Your Life and Health Course Format
Every student learns differently, so we offer three ways to prepare for your Texas Life and Health license. Pick the one that fits your schedule and your location, then head to the enrollment page to get started.
In-Person Classes in Houston
Learn face-to-face with our instructors at our Greenspoint location in north Houston. In-person classes give you a structured schedule, live instruction, and the chance to ask questions and work through tough concepts in the room. Best for Houston-area students who do their best learning in a classroom.
Live Zoom Classes
Get the same instruction from anywhere in Texas, taught by a real instructor over Zoom. You can ask questions as you go and stay on a set schedule without driving to Houston. Best for students across the state who want the structure of a scheduled class with the convenience of attending from home.
Self-Paced On-Demand
Study on your own timeline. Our on-demand Life and Health course lets you start whenever you are ready and move at the pace that fits your life. Best for busy candidates anywhere in Texas who need to balance studying with work or family.
Frequently Asked Questions About Getting Your Life and Health License In Texas
How much does it cost to get a Life and Health license in Texas?
Beyond your course tuition, plan for roughly $140 in state-required fees. That includes the $49 Pearson Professional Assessments exam fee, a $39.70 IdentoGO fingerprint background check, and the $50 TDI application fee, plus a small transaction charge. Course pricing varies by format and is listed on each enrollment page.
How long does it take to get an L&H license in Texas?
Most students complete their preparation within a few weeks, though it depends on the format you choose and how quickly you study. On-demand students often move faster, while live classes follow a set calendar. After you pass the exam and clear your background check, TDI typically issues the license shortly after your application is approved.
Is a Life and Health license the same as a Property and Casualty license?
No. They are separate Texas licenses covering different products. Life and Health covers life insurance, annuities, and health-related coverage, while P&C covers auto, home, and liability lines. Many agents eventually hold both, and ISoT offers courses for each.
