Description
What is on the Texas Property & Casualty exam
The state exam (Pearson VUE, General Lines – Property & Casualty) is 145 questions in 150 minutes: 130 that count toward your score, plus 15 unscored test questions mixed in. Each practice exam here is the same length, 145 questions, so you get used to the pace before exam day.
General knowledge: 100 scored questions
- Property policy types: 22
- Property insurance terms and related concepts: 15
- Property policy provisions and contract law: 13
- Casualty policies, bonds and related terms: 23
- Casualty insurance terms and related concepts: 15
- Casualty policy provisions: 12
Texas law: 30 scored questions
- Texas statutes and rules common to property and casualty: 18
- Texas rules that apply to property and casualty insurance specifically: 12
How to use the practice exams
- Take a full exam early, before you feel ready. Your first score shows you which sections need the most work.
- Review every miss. After each attempt you see the correct answers, and that review is where most of the learning happens.
- Take a new exam every day or two. Each one is drawn fresh from the test bank, so you are practicing the material, not memorizing one test.
- Book the real exam when you pass ours consistently. Our practice pass mark is 85%, deliberately set higher than you need, so passing ours regularly means you go in with a margin.
On exam day
- Your exam has two sections, general knowledge and Texas law. When the first one ends the second should start automatically. If it does not, ask the proctor straight away. Do not assume the exam is over.
- Answer every question. 15 of the 145 are unscored test questions, but they are mixed in and not marked, so treat every question as one that counts.
The exam fee and the rest of the process
The exam costs $49 per attempt and is booked directly with Pearson VUE. Passing it is one step in getting your Texas property and casualty license, which also covers fingerprints and your license application. If you are just starting out, how to become an insurance agent in Texas walks through every step in order.
Exam details are from the Pearson VUE Texas Insurance Licensing Candidate Handbook, content outlines effective September 1, 2026.
